Avoid Foreclosure Scams!!

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Chances are, you or someone you know in Minnesota is facing the possibility of foreclosure. But you need to understand that you are not alone.  These are tough and frustrating times. Now more than ever, it's important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged.

You must take action. First of all open your mail, and stay in contact with your lender.  Second, know ALL your options.  Although I’m a Realtor who makes his living selling homes, I suggest you also talk with a certified housing counselor.  These services are free. A housing counselor can help you examine your options to stay in your home.   The State Of Minnesota has a non-profit organization called the Minnesota Home Ownership Center.  The Home Ownership Center can help you find a certified housing counselor who will help you for free.   Their telephone number is 651-659-9336 or toll free 866-462-6466.  You can find their foreclosure avoidance webpage at:

 http://hocmn.org/en/knowyouroptions.cfm

If you believe your best option is to try and sell your home, find a reputable licensed professional. A person who knows and understands distressed sales. Don’t be fooled by unlicensed people offering a contract to buy your house and NEVER pay upfront fees.  We are seeing more and more people victemized by people who offer contracts to buy in order to 'flip' the property to some third party. These scemes are usually illegal and often leave homeowners worse off. 

Here are your first 3 action steps:

1.) Stay in touch with your lender.

2.) Talk to a licensed Realtor who is CDPE and/or SFR certified.

(attend a free seminar and meet with a CDPE)

3.) Contact a FREE Certified Housing counselor.

Through my experience handling distressed properties at Minnesota Real Estate Team, I've found that homeowners today have more questions than answers about their circumstances. I have created this site to help you understand the possible solutions to foreclosure, as well as provide a detailed explanation of short sales, which may be the best course of action for some homeowners.

You may also have noticed that I'm offering you a FREE Report to explain your options and help you decide on a course of action.  I'm also suggesting you contact a FREE certified housing couselor through HOCMN.org.  I have no affiliation with the Homeowner Center.  I simply want you to know all your options before you decide what's best for you.

The idea of losing a home can be overwhelming, and I feel it is vital for you to have all the facts necessary to make an informed decision.  As an agent with the Certified Distressed Property Expert (CDPE®) Designation and Short Sale and Foreclosure Resource (SFR) certification, I have a strong and unique appreciation of the factors affecting the market, and know that there are options available to you.

If you would like to know more about your options, please call me at 952-240-5949.

I am here to help … in any way I can.

Bob Larsen