I know what you have heard. "You can not Short Sale your home or do a Loan Modification until you are late on a payment" NOT TRUE!
I have just received a letter of approval from CHASE Mortgage for a short sale to close in May 29 2012. We opened the file on March 27, 2012 (64 days).
If you have any questions on how to best Get Out From Under the Cloud of Your Mortgage, give me a call today.
Ed Leavy
912-289-5546
RE/MAX First Coast of Georgia Realty