You have Options!

Chances are, you or someone you know in Apollo Beach, Brandon, Lithia, Riverview, Ruskin, Seffner, Valrico, Tampa e.g.,  are facing the possibility of foreclosure. But you need to understand that you are not alone.

Today, 1 out of every 6 homeowners in America is behind on mortgage payments. These are tough and frustrating times. Now more than ever, it's important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged.

Through my experience handling distressed properties at RE/MAX Across the Bay, I've found that homeowners today have more questions than answers about their circumstances. I have created this site to help you understand the possible solutions to foreclosure, as well as provide a detailed explanation of short sales, which may be the best course of action for some homeowners.

You may also have noticed that I'm offering you a FREE Report to explain your options and help you decide on a course of action. The idea of losing a home can be overwhelming, and I feel it is vital for you to have all the facts necessary to make an informed decision.

Here are some other great resources for you to check out:

WHAT IS A SHORTSALE

DEFICIENCY JUDGMENT EXPLAINED

MORTGAGE MODIFICATION EXPLAINED

WHAT IN THE WORLD IF HAFA

ARM'S LENGTH TRANSACTION EXPLAINED

WHAT HAPPENS IN A FORECLOSURE

As an agent with the CDPE® Designation, I have a strong and unique appreciation of the factors affecting the market, and know that there are options available to you.

If you would like to know more about your options, please call me at (813) 401-8078.

I am here to help … in any way I can.

"PHIL" Fulvia Fowler Realtor, CDPE, SFR, e-PRO, TRC, ILHM