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Mortgage hardship knows no prejudice. It doesn't care about your age, number of years on the job or the size of your mortgage. This is not just a sub-prime issue. Anyone can suddenly find themselves in a mortgage mess, even if you have done everything right! Here in Central Florida, most of us have been affected to some degree by the building industry crisis. Chances are, you or someone you know in Seminole County and Orange County is behind in their mortgage payments and facing the possibility of foreclosure. But you need to understand that you are not alone.

Today, nearly 1 out of every 6 homeowners in America is behind on mortgage payments and it's even higher here in Central Florida. These are tough and frustrating times. Now more than ever, it's important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged. We at The Viking Team can help.

Through my experience handling distressed properties at The Viking Team of Lighthouse Properties of America, I've found that most people have more questions than answers about their circumstances. In my own research on the subject, I saw so much confusing and misinformation I became frustrated myself! I have created this site to give you simple and accurate information to help you understand this current mortgage mess and the possible solutions to foreclosure. I have as well as provide a detailed explanation of short sales, which may be the best course of action for some homeowners.

You may also have noticed that I'm offering you a FREE Report to explain your options and help you decide on a course of action. The idea of losing a home can be overwhelming, and I feel it is vital for you to have all the facts necessary to make an informed decision.

As an agent with the CDPE® Designation, I have a strong and unique appreciation of the factors affecting the market, and know that there are options available to you.

If you would like to know more about your options, please call me at 321-263-5096. It's amazing how much stress can be relieved by a casual chat over a cup of coffee!

I am here to help … in any way I can.

Petur Sigurdsson, The Viking Team.