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Chances are, you or someone you know in the Phoenix area is facing the possibility of foreclosure. But you need to understand that you are not alone.

Are you facing foreclosure?
Are your mortgage payments too high?
Do you owe more than your house is worth?
Do you want to minimize damage to your credit?
Did you experience a loss of income?
Will your mortgage adjust soon while you can't afford to pay the skyrocketing rate?
Do you want to sell your house but there isn't enough equity?
Do you want to avoid or stop foreclosure and get a fresh start?

Today, nearly 1 out of every 6 homeowners in America is behind on mortgage payments. These are tough and frustrating times. Now more than ever, it's important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged.

Through my experience handling distressed properties at ReMax Excalibur, I've found that homeowners today have more questions than answers about their circumstances. I have created this site to help you understand the possible solutions to foreclosure, as well as provide a detailed explanation of short sales, which may be the best course of action for some homeowners.

You may also have noticed that I'm offering you a FREE Report to explain your options and help you decide on a course of action. The idea of losing a home can be overwhelming, and I feel it is vital for you to have all the facts necessary to make an informed decision.

As an agent with the CDPE® Designation, I have a strong and unique appreciation of the factors affecting the market, and know that there are options available to you.

Working with clients who have fallen on hard times can only be described as heart breaking, this is why I have chosen to contact and help as many people as I can.  If you know someone in the same situation as you, Please have them call me.  Allow me the opportunity to help them as I have helped others in this terrible financial position.

If you would like to know more about your options, please call me at (623) 695-3358.

I am here to help … in any way I can.

Garry Lipko