Homepage

Chances are, you or someone you know in Orange County, Los Angeles County, Riverside and San Bernardino County  is facing the possibility of foreclosure. But you need to understand that you are not alone.

Today, 1 out of every 6 homeowners in America is behind on mortgage payments. These are tough and frustrating times. Now more than ever, it's important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged.

Through my experience handling distressed properties at Today Realty and Investments, I've found that homeowners today have more questions than answers about their circumstances. I have created this site to help you understand the possible solutions to foreclosure, as well as provide a detailed explanation of short sales, which may be the best course of action for some homeowners.

You may also have noticed that I'm offering you a FREE Report to explain your options and help you decide on a course of action. The idea of losing a home can be overwhelming, and I feel it is vital for you to have all the facts necessary to make an informed decision.

As an agent with the CDPE® Designation, SFR Short Sale Foreclosure Resource and HAFA Home Affordable Foreclosure Alternative certified by NAR National Association of Realtors, I have a strong and unique appreciation of the factors affecting the market, and know that there are options available to you. In today's economic environment, foreclosure is not the only solution for distressed property home owners. As a matter of fact, foreclosure should not even be the solutions due to its ill effects on neighborhood deterioration and homeowner's credit deterioration when compared to Short Sale or Dead in Lieu of Foreclousure. Of course, the best option is the loan modidication, and next to it is Short Sale.

Recent extension of HAMP to HAFA Home Affordable Foreclosure Alternative -  offers many solutions to distressed property owners such as Loan modification, Short Sale and Dead in Lieu of Foreclosure. These are not the solutions for everyone but a large number of population can benefit from these options. The key is to find and expert who has the resources and expertise to deal with distress properties. Every distressed property homeowner should try these options before thinking of foreclosing the property.

If you would like to know more about your options, please call me at (714) 932-9409.

I am here to help … in any way I can.

Namneet Dhaliwal

CDPE, SFR, HAFA Certified

Short Sale Foreclosure Speciaist

April 19, 2010