Good News for Georgia Home Owners: Solving Your Mortgage Crisis Just Got Easier!
Lenders Ramp up Staffing to Assist in Processing
“Elva, I’m so embarrassed. It’s hard to even talk about it. I never thought I’d be in this situation. I feel like a failure, and so all alone.”
I’ve heard some variation of this same heartfelt story from many different home sellers since I began specializing in short sales a few years ago. Many of my Atlanta area neighbors have had to default on their mortgages in recent months due to loss of income or some other unexpected challenge. For someone facing the prospect of losing a home to foreclosure, the emotional strain can make the challenge seem unbearable.
It’s important to remember that you lender may have options to help you. Most lenders would rather not foreclose on your house. That’s why the most progressive mortgage holders are working hard to increase their resources in handling the sheer volume of defaults in Georgia and across the country. As a Certified Distressed Property Expert and Short Sales Specialist, I am in regular contact with these lenders -- and, as you can imagine, they’d like to avoid the high costs of foreclosure and facilitate as many alternatives as they possibly can.
Our nationwide mortgage crisis has prompted lenders and the government to work together to find straightforward solutions to put the real estate market back on track … solutions that upside-down Georgia home owners need. Short sales, in particular, have become the most popular and successful alternative to foreclosure because they help minimize loss and the various harmful repercussions, such as damage to credit, security clearance, or future employment. Short sales reduce neighborhood value loss and property disrepair. With a short sale, a potential disaster can turn into a happy ending for distressed home sellers and an opportunity for qualified home buyers.
STRAIGHTFORWARD SOLUTIONS ELIMINATE CONFUSION
Lenders are streamlining their short sale programs and making them more available to homeowners who want to move forward with their lives.
The federal government, too, is reaching out with its recently improved Home Affordable Foreclosure Alternative (HAFA) Program that offers cash incentives for successful foreclosure avoidance transactions, cash to help you build a new financial foundation. Over the past few years, government and lender programs have undergone numerous enhancements and expansions. As a CDPE, I pay close attention to the changes as they happen, so that you can get the most relevant, current information and the best possible service. If you would like to find out more about these programs, or if someone you know needs assistance in avoiding foreclosure, please don’t hesitate to contact me.
What's better is that my services come at absolutely no cost to you, the homeowner, and can truly affect change in your life for the better.
To find out more about how I can help you take advantage of these programs, download an informational brochure about your foreclosure alternatives here:
I hope you’ll think of me and the Best Atlanta Short Sales Team when you meet friends and neighbors who need help in finding foreclosure alternative solutions. Your referrals would be my highest priority!
Note - *Federal Trade Commission Disclosures
1. You may stop doing business with us at any time. You may accept or reject the offer of mortgage assistance we obtain from your lender (or servicer). If you reject the offer, you will not have to pay us for our services.
2. We are not associated with the government, and our service is not approved by the government, and our service is not approved by the government or your lender.
3. No one can guarantee what your lender will do. Even if you accept this offer and use our service, your lender may not agree to change your loan.
Got a question? Contact me at elva@BransonLee.com
Elva Branson-Lee -- Short Sale Specialist, CDPE Advanced
Solid Source Realty GA
Serving the south-east metro Atlanta communities, including Henry County, South Dekalb County, South Fulton County, East Atlanta and Clayton County