Are You Struggling With Your Mortgage?

Chances are, you or someone you know in Florida is facing the possibility of foreclosure. But you need to understand that you are not alone.

Today, 1 out of every 6 homeowners in America is behind on mortgage payments. These are tough and frustrating times. Now more than ever, it's important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged.

Through my experience handling distressed properties at TUTAS TOWNE REALTY INC, I've found that homeowners today have more questions than answers about their circumstances. I have created this site to help you understand the possible solutions to foreclosure, as well as provide a detailed explanation of Florida short sales, which may be the best course of action for some homeowners.

You may also have noticed that I'm offering you a FREE Report to explain your options and help you decide on a course of action. The idea of losing a home can be overwhelming, and I feel it is vital for you to have all the facts necessary to make an informed decision.

Your Lender may even PAY YOU to do a Florida Short Sale?

I know it’s hard to believe. But it’s still true. You may qualify for a cash incentive*** from your Lender to do a Florida Short Sale.
 

***These programs are not available to all Sellers and the incentives may vary from State to State.
 

Here are the Florida Short Sale Incentive Programs that I am aware of:

HAFA. Home Affordable Foreclosure Alternative. Lender will pay the Seller $3,000 as a Relocation Assistance. Only for primary residences.
 

FHA PFS. HUD Pre-Foreclosure Sale. Seller can receive $1,000 for relocation assistance. Just yesterday I received FHA PFS approval increasing the seller incentive to $4,000!! Only for primary residences.
 

Chase Short Sale Incentive Program for select Borrowers offering them up to $35,000 to do a short sale.
 

Bank of America Co-operative Short Sale. From $3,000 to $20,000 Short Sale Incentive. Ask about the Florida Enhanced Short Sale Program.

Citi Bank, Wells Fargo and Ocwen also have programs available for select home owners. Amounts vary from $3,000 to $35,000. Most are in the $5,000 range.
 

Folks if you are behind on your payments be sure to open any and all mail you receive from your lender. It could very well be an offer to Short Sale your Florida property. These offers are usually time sensitive and require immediate action on your part.
 

But why would my Lender pay me to do a Florida Short Sale? That’s a good question. For one, it less expensive, for them, for you to cooperate during the Short Sale process and maintain the property than it is for the Lender to foreclose and get an abandoned property back. Also, the Lender does not want you to continue living in the property for free. They would rather pay you to do a Florida Short Sale now than have you live there for another year or so while deciding what to do. The incentive gets you to take action.
 

Whatever their reason is.....it’s a good opportunity for you. Any questions?

If you would like to know more about your options, please call me at (407) 873-2747.

I am here to help … in any way I can.

Bryant Tutas