Brian D. Flynn (CDPE)

Medford MA Cash for Short Sales

Mon, 03 May 2010 16:30:53 GMT

Cash for Short Sales

Short Sales are More Valuable Than Ever!

Avoiding foreclosure is always a smart move, but now there are incentives that make it an even better one.

Short sales and deeds-in-lieu are dignified solutions to foreclosure, and now the government is making them easier and quicker through the Home Affordable Foreclosure Alternatives Program, or HAFA, which also gives the homeowner $3,000 for participating.

With the free report provided here, you can learn all the benefits of completing a HAFA short sale. Simply fill out your information below for details on the program and how you would benefit.

Please read this report to learn the facts, and contact me to start exploring solutions.

Brian D. Flynn (CDPE, ABR, CRS, SRES, REALTOR®)

RE/MAX Results | 375 Riverside Ave. | Medford, MA 02155

FREE REPORT | HOMEOWNER RESOURCES | CONTACT US

www.FlynnTeam.net | www.FlynnTeam.com | www.MedfordResults.com | www.Northshoreavoidforeclosure.com

Medford, MA-Why Fight Foreclosure Alone?

Mon, 19 Apr 2010 15:45:51 GMT

Dear HomeOwner,

There is big news for homeowners in America. In an effort to slow the rising number of foreclosures, a government-backed program has been released: the Home Affordable Foreclosure Alternatives Program (HAFA). Basically, the program aims to save as many Americans from foreclosure as possible, which also saves the overall value of the surrounding communities.

HAFA offers a $3,000 homeowner incentive for successful short sales or deeds-in-lieu, and also guards the homeowner from harmful lender actions.

To learn more and find out if you are eligible, you can download my free report here:

FREE-Report

Check Your Eligibility Here Now!!!!

HAFA | HAMP | HARP | 2MP

With one in six homeowners struggling to make mortgage payments, there is probably someone you know who could use this information.

As a Certified Distressed Property Expert, I am trained specifically on how to assist homeowners dealing with financial hardship. If you or anyone needs professional help with foreclosure avoidance, please contact me right away.

I'm here to help.

Brian D. Flynn (CDPE, ABR, CRS, SRES, REALTOR®)

RE/MAX Results | 375 Riverside Ave. | Medford, MA 02155

FREE REPORT | HOMEOWNER RESOURCES | CONTACT US

www.FlynnTeam.net | www.FlynnTeam.com | www.MedfordResults.com | www.Northshoreavoidforeclosure.com

New Rules For Home Affordable Foreclosure Alternatives (HAFA)

Mon, 12 Apr 2010 15:10:56 GMT

New Rules For Home Affordable Foreclosure Alternatives (HAFA)

Starting April 5, 2010, the new rules of the Home Affordable Foreclosure Alternatives (HAFA) program will govern many short sales. The new rules’ intent is to expedite the short sale process and avoid foreclosures to achieve a quicker housing recovery.
Currently, many short sales are taking up to a year to negotiate, a timeframe that often results in the buyer or seller walking away from the deal and the house getting foreclosed on.
Under the HAFA rules created by the government, the borrower receives pre-approved short sale terms prior to putting the home on the market.
To be eligible for HAFA, the lenders voluntarily participate in the Home Affordable Modification Program (HAMP). This covers about 89 percent of mortgage debt outstanding in the country. HAFA homeowners should apply for a loan modification first with HAMP or miss payments during the HAMP trial period.
Other HAFA program requirements include;
1. Property must be principal residence.
2. Mortgage loan originated before Jan. 1, 2009.
3. Mortgage is owned and guaranteed by Freddie Mac or Fannie Mae.
4. Borrower is delinquent or default is foreseeable.
5. Homeowner demonstrates hardship.
6. Borrower’s total monthly housing payment exceeds 31 percent of gross income.
7. Unpaid principal does not exceed $729,750.
This program provides hope for homeowners who are facing foreclosure. If the rules of HAFA make sense to the lenders and are executed efficiently, it will open an avenue for a quicker housing recovery, which is as we know is long overdue. (SEE IF YOU QUALIFY)

Brian D. Flynn (CDPE, ABR, CRS, SRES, REALTOR®)

RE/MAX Results | 375 Riverside Ave. | Medford, MA 02155

FREE REPORT | HOMEOWNER RESOURCES | CONTACT US

www.FlynnTeam.net | www.FlynnTeam.com | www.MedfordResults.com

Government Program Surveys

Wed, 07 Apr 2010 12:11:00 GMT

Government Program Surveys

Are You Eligible?

The government programs currently available to homeowners can be valuable resources, but only if you know which ones are right for your situation.

That’s why I’ve created this free resource that lets you find out which programs you’re eligible for. Read the descriptions for each program to see which one fits your situation, then fill out the corresponding survey to see if you are eligible.

Find out now if you are eligible!

The good news is that programs exist for a variety of situations, and even more options are available beyond those programs. As a CDPE-designated agent, I can provide all of your possibilities and help you get moving toward a solution.

Brian D. Flynn (CDPE, ABR, CRS, SRES, REALTOR®)

RE/MAX Results | 375 Riverside Ave. | Medford, MA 02155

FREE REPORT | HOMEOWNER RESOURCES | CONTACT US

www.FlynnTeam.net | www.FlynnTeam.com | www.MedfordResults.com

Avoiding Foreclosure Resource Reports

Wed, 07 Apr 2010 11:48:41 GMT

Understand your options and learn what you can do next.

You are to be congratulated for your courage and dedication to finding the best solution for your circumstances. Now I want you to have all the information you need to confidently make decisions about your financial future.

Facing the possibility of foreclosure is a challenging situation … for anyone! And today, homeowners are finding that with the right information and an informed agent helping them through the process, they are able to find solutions that work for them and their families.

I have made this report absolutely FREE of charge to you, so you can act quickly to identify options that work for you. Just enter your information and click submit, and you will automatically download this important report.

Brian D. Flynn (CDPE, ABR, CRS, SRES, REALTOR®)

RE/MAX Results | 375 Riverside Ave. | Medford, MA 02155

FREE REPORT | HOMEOWNER RESOURCES | CONTACT US

www.FlynnTeam.net | www.FlynnTeam.com | www.MedfordResults.com

Find Out What HAFA Can Do For You

Thu, 01 Apr 2010 14:44:44 GMT

Understanding HAFA

New Help Has Arrived!

The rising number of foreclosures in this country is simply too big to ignore. That is why a government-backed program has been released that aims at streamlining foreclosure avoidance options.

Short sales and deeds-in-lieu are dignified solutions to foreclosure, and now the government is making them easier, quicker and more accessible through the Home Affordable Foreclosure Alternatives Program, or HAFA.

With one in six homeowners struggling to make mortgage payments, you are not alone, and there are options available. With the free report provided here, find out if you qualify for the HAFA Program. Simply fill out your information below to get started on your new chapter of financial stability.

Please read this report to learn the facts, and contact me to begin your journey to a solid, stable tomorrow.

Avoid Foreclosure Rescue Scams

Sun, 28 Mar 2010 12:03:32 GMT

Avoid Foreclosure Rescue Scams

Article From HouseLogic.com

By: Donna Fuscaldo

Published: January 15, 2010

With foreclosure rescue scams widespread as more homeowners fall behind on mortgage payments, be smart if you seek help.

Scam artists often target homeowners who are facing foreclosure. Knowing about the warning signs can prevent you from becoming a victim. Image: fotog/Getty Images

A record high 2.8 mllion properties were hit with foreclosure notices in 2009, putting even more Americans at risk of facing foreclosure rescue scams. Homeowners who fall behind on mortgage payments need to tread carefully when seeking assistance, since foreclosure rescue scams come in many guises. A day spent researchng legitimate options, from a mortgage modification or principal forebearance to a short sale or deed-in-lieu, could keep you from becoming a scam victim.

Foreclosure rescue scams run rampant

Homeowners facing foreclosure are prime targets for scam artists. The U.S. Federal Trade Commission identified 71 companies running suspicious foreclosure rescue ads, and the Better Business Bureau counts foreclosure rescue rip-offs among its top 10 scams. Understanding how these scams work can help you avoid becoming a victim.

The variations are seemingly endless, but one popular foreclosure scam involves a representative of a so-called foreclosure rescue company promising to negotiate a deal with your lender. The rep, vowing to take care of everything, will instruct you not to contact your lender, lawyer, or credit counselor during the supposed negotiations. The more brazen ones will even tell you to pay your mortgage directly to them.

Once you pay an upfront fee or hand over a few monthsâ€™ worth of mortgage payments, the scam artist will disappear. Youâ€™ll be left with an emptier wallet and a mortgage thatâ€™s in even deeper trouble because no deal was cut and no payments were made on your behalf. According to John Riggins, chief executive of the Fort Worth, Texas, office of the Better Business Bureau, upfront fees can range from $500 to $5,000.

Rip-offs come in many forms

A bankruptcy foreclosure scam can involve a promise to fend off foreclosure in exchange for an upfront fee. Instead of getting you legitimate relief, the fraudster will pocket the fee and secretly file a bankruptcy case in your name. The scam may seem to work initially, because a bankruptcy filing will stop foreclosure proceedings temporarily, but theyâ€™ll resume. Compounding your problems, a bankruptcy can mar your credit report for 10 years.

Another common scam, called the bait-and-switch, results in a scam artist taking ownership of your home. You sign documents supposedly for a new loan that will make your mortgage current. Whatâ€™s really happening is youâ€™re signing over the deed of your house. In this scenario you would still owe on your mortgage but no longer own the home.

In a rent-to-own scheme, youâ€™re told to surrender a homeâ€™s deed as part of a deal that lets you stay put as a renter. The scam artist, perhaps claiming to be able to refinance at a better rate with you off the title, promises to sell the house back to you in the future. However, terms of the deal may make it all but impossible for you to repurchase the home, or the scammer may get you evicted by raising the rent beyond your means. Either way, you end up losing the home while remaining on the hook for the unpaid mortgage.

Look out for red flags

Being aware of the warnings signs can protect you from foreclosure rescue scams. Red flags include:

Demands for high upfront fees.
Guarantees to stop a foreclosure.
Instructions to make mortgage payments to someone other than your lender.
Pressure to sign over a deed.

Legitimate foreclosure counselors wonâ€™t put on a full-court press, nor will they guarantee that you wonâ€™t lose your home to foreclosure. What they will do is review your financial situation and offer up options. Foreclosure counselors approved by the U.S. Department of Housing and Urban Development wonâ€™t charge you a fee either.

Legitimate ways to get foreclosure help

There are a number of legitimate ways to contend with foreclosure. If youâ€™ve missed mortgage payments, start by getting in touch with your lender. Ask to speak with someone in the Loss Mitigation Department and explain your situation.

Your lender may be able to arrange a repayment plan, called a special forbearance, based on your current economic circumstances. The lender could even give you a temporary reduction in your monthly payment or suspend payments for a period of time.

With a principal forbearance, the lender will reduce the amount of your mortgage, thus reducing your monthly payments. However, the amount of the principal reduction doesnâ€™t disappear. Rather, itâ€™s tacked on to the end of the loan, effectively creating a balloon payment.

A federally facilitated mortgage modification could also help. The Making Home Affordable modification program pays lenders to re-work loan terms and lower monthly payments. Be prepared to gather lots of paperwork and undergo a trial modification.

If all else fails, you may need to give up your home. If so, look into the federal Home Affordable Foreclosure Alternatives program. HAFA offers lenders financial incentives to opt for a short sale or deed-in-lieu rather than a foreclosure. In a short sale, a lender agrees for a home to be sold for less than the outstanding mortgage, and then considers the debt paid off. In a deed-in-lieu, a homeowner turns over the home to the lender, and the mortgage is closed.

Donna Fuscaldo has written about personal finance for Dow Jones, the Wall Street Journal, and Fox Business News for more than a decade. Like many homeowners, her mortgage is precariously close to being underwater.

Client-Testimonials

Sun, 07 Mar 2010 11:14:19 GMT

What our clients are saying...

"The Flynn Team bought our condo!"
Our family inherited a condominium at the Wellington Condominiums in Medford that was tough to sell in today’s market, but the Flynn Team stepped up and bought it from us at a fair price. I highly recommend Emily and her team.
Paul Murphy Medford, MA

"VIP Home-buyer Program & Superior Technology"

My wife and I wanted to buy a home in Somerville, but looking was very difficult because we lived in New York state. However, when we met Emily and Brian they were able to email us all the listings on a daily basis and this technology allowed us to find the perfect home for our needs without having to make any unnecessary trips from New York.

Aaron & Caroline Becker
Somerville, MA

"$25,000 above our Asking price in one week."

I was trying to sell my house myself for over a month for $400,000 without any luck. Emily Flynn assured me she could sell my house and sell it for $420,000. However, She ended up selling it for $425,000 in less then two weeks. I’m so grateful that I found A professional Realtor like Emily, she had dozens of qualified buyers viewing my property as soon as I listed it with her. It was such a relief to have a professional negotiator like Emily get me such a great price. I highly recommend Emily and Brian they are the best.

Pelino Campeo
Malden MA

"BRIAN AND EMILY SOLD OUR HOUSE FOR $15,000 OVER ASKING PRICE."

Brian Flynn and his team provided us with the highest quality of professional service while looking for a home. We have been looking for a new home for close to three years, without any success until we met Brian. The previous Realtors we we're working with really didn't seem to work on our behalf. They seemed to have only their own goals in mind instead of ours. Brian put us on his VIP home-buyers program and we received every listing that fit our criteria emailed to us on a daily basis. Furthermore, Brian even brought all the For Sale by Owner (FSBO) properties to our attention. This truly showed us that he was 110% committed to finding us the home that "we" wanted. As a matter of fact, the house we eventually bought was a FSBO and Brian negotiated a great price on the home and got his entire fee from the seller. We we're so impressed with Brian that we hired him to sell our home at 11 Holton street in Medford. Within a week Brian sold the house for $15,000 over our asking price and again proved to be a professional negotiator on our behalf. I would highly recommend him to anyone looking for their dream home.

Craig and Cheryl Trueman
Medford & Winchester MA

"BRIAN AND EMILY PUT OUR NEEDS ABOVE THEIR OWN."
We we're looking for a condominium for our son Reggie who is disabled. Brian and Emily and the rest of the RE/MAX Results team put us on their VIP Buyer Program and I got all the new listings sent to me every day. This made it easy for me and my husband to only visit listings that fit Reggie's needs. They took the time to get to know us and we really knew that they had our best interest in mind. It was important that we we're able to have total trust and confidence in the Realtor we hired because this would be the first time that our son would be living on his own, so this was an emotional time for us. We highly recommend Brian and Emily.
Henry and Evelyn Milorin Medford, MA

"BRIAN AND EMILY are the Best"

How does one put into words the thanks I owe you, as by writing thank you doesn't seem to be enough. Brian, I hope you know how grateful my Mom and I are, as you where there for me(us) every step of the way. First of all with me being a first time homeowner it was very scary but also exciting to think I was able to do this. When the first condo I was going to purchase fell though I was quite devastated as I had only 60 days to move and I was a absolute mess. But there you where going above and beyond your job to help me find a place to live even if it meant me renting for a few months which is just something I didn't want to do anymore. I was tired of paying someone else's mortgage so I figured it was about time for me to find a place of my own and with all your wonderful help arranging creative financing so I only had to put down Three percent and the seller paying my closing cost , I was able to do so. So Brian, I am very happy in my HOME, as it's a marvelous feeling knowing the money I am paying is going to-wards me owning. Brian, I will never ever forget the caring person you are who just about held my hand for two months, listen to me ask all kinds of crazy questions, watch me cry with sadness and then with happiness. Once again from the bottom of my heart I thank you and I would be more than happy to have you use me as a reference.

Take care
Sincerely,

Mary Ann Spellman
REVERE, MA

"I Recommend Emily & Brian."
When my sister passed away last year, it became necessary for me to sell the house she and I owned. RE/MAX Results, Emily and Brian Flynn were diligent in their efforts to insure that the house was sold quickly and for the price I wanted. Their experience in Real Estate showed through ever step of the way. They made sure I knew my options and gave me good advice when I needed it. I would highly recommend them for your Real Estate needs. In fact, I liked them so much, this year I used them to sell my mother’s house and buy her a new one.
Sincerely, Betty Vardaro MEDFORD & STONEHAM, MA

"VIP BUYER PROGRAM HELP ME FIND MY DREAM HOUSE."
I was relocating from Chicago and needed to find a home within two weeks. Brian Flynn was referred to me to help me make this very important decision . Brian put me on his VIP home buyers program which enabled me to receive all the new listings daily by email. This technology was key in helping me narrow down my search . After I found my dream home Brian went beyond the call of duty by finding contractors an attorney and a bank in the Boston area that were all professionals . I highly recommend Brian to anyone who is looking to hire a Real Estate professional.
Sincerely, Barbara Sehniedwind WALTHAM, MA

"Full Price in 10 Days!"
We were moving to Florida and had to sell our home fast. Brian and Emily got us $30,000 more then we were willing to take.
Jason & Cindy Suon Lynn, MA

"Emily and Brian got me full price in less than a 1 week!"
I had my condo listed with another office for two and a half months, with no results. As soon as I listed with the Flynn's, they had the property sold in less than a week for full price. I strongly recommend The Flynn Team, they did a great job!
Tom Cahill Malden, MA

"My home sold Fast and for Top Dollar!"
Brian and Emily sold my Condo in less then a week for more then any other condo sold for in my complex. They are professional negotiators, and I would highly recommend them to anyone that needs a Realtor.
Bill Eaton Framingham, MA

"SOLD in Two Weeks!"
We listed our home with the Flynn Home Selling Team and our home was under agreement in Two Weeks. Plus, the transaction went smoothly thanks to the Flynn's.
Fito & Elsie Barosy Malden, MA

"Full Price in first week!"
RE/MAX Results are the best Realtors I have ever dealt with. They are honest and hard working. Plus, as seniors we needed Realtors that would go the extra mile for us.
Edward & Mary Vecchia Arlington, MA

"The Flynn's are Real Estate Experts!"
Brian and Emily got me a great price for my home. I was traveling frequently while my house was for sale but the Flynn's sold my home quickly and took care of all the details while I was enjoying my vacations. They gave me a secure feeling knowing my house was in the hands of experts.I tried selling my house with isoldmyhouse.com with no luck. I should had hired the Flynn's from the start.
Bill Hoefsmit Medford, MA

"Got us more money then other Realtors told us it was worth!"
Brian and Emily wanted to list my home for $11,000 more then what other Realtors told us it was worth. They convinced us they could get us more money and they were right and we are thankful.
Jon and Jun Antilla Malden, MA

"Professionals!"
Emily and Brian sold our Two family for full price in less then a week. They are professionals of their craft.
Maria Rosa Lynn, MA

"Sold 10 of my properties for Top Dollar!"

Brian and Emily have sold 10 of my properties for top dollar. They are professional negotiators, that are always looking out for my interest.

Joe and Ted DiNanno
Malden, MA & Everett, MA

"The Flynn VIP Home Selling Team was awesome!"
Being first time home buyers we were very nervous. Emily and Brian were extremely helpful and helping us find our new home and also in getting us the best financing.
Angela & Phil Stavrinos Revere, MA

"My house sold for 99% of asking price in 2 days!"
Brian and Emily, we want to thank you for negotiating top dollar for us. We were willing to take less but you convinced us we could get another 5 thousand and you were right.
Tom&Rosa Hafner Malden, MA

"RE/MAX Results sold our 2 houses for 99% of asking price!"
My wife an I were moving to Florida and needed to sell our two homes in Malden. Brian Flynn and The rest of the RE/MAX Results team provided us with excellent service, they made our move stress free. We highly recommend them to anyone who needs to sell their home.
Jason and Tammy Ranney Malden, MA

"Great Team Work!"
Brian, I just wanted to let you know that you and your team are awesome.I wanted to thank you for making this transaction as stress free as possible and getting me 99% of my asking price.
John Raymound Medford, MA

"Stress free Transaction!"
RE/MAX Results sold an investment property in Randolph for me and took care of all the details. They had their contractors make all the repairs that were needed and had a professional attorney represent me. I never had to leave my vacation home once to get involved in this transaction Brian and Jairo did a great job.
Thanks Again, Harold Dixon

"Brian and his team sold by house in a tough real estate market in less than a week!"
After I retired and my wife passed away I wanted to sell my house fast and for top dollar. After meeting Brian I knew he was the man for the job and I was right. He sold my house for over 99% of asking price in less than a week. I highly recommend Brian and his team they took care of all the little details, I didn't’t have to worry about anything.
James Mulligan Medford, MA

"SOLD IN LESS THEN A MONTH IN A SLOW MARKET!"

The Flynn Team sold my house for top dollar in a slow market. Brian sold my house for more then other Realtors thought it was worth in less than a month. I highly recommend Brian and the Rest of the Flynn Team.

Gratefully Yours,

Long Pham
Medford, MA

"You were always there for me!"
I had a moment to write to you today to thank you and Olga for a job well done! Since this was the first time I had ever sold a home, it was important to me to understand everything related to such a sale. I very much appreciate all the time you gave me while explaining the entire process. I called you day and night and you were always there for me! Olga gave me some helpful ideas on how to prepare my house for showings and she did a great job representing my home at all the open houses she hosted. She is a great asset to your company! There were times I felt unsure about our pricing and time frame, but you always responded positively and in the end the sale was quick and priced just right! As you know, my sister is now having your company represent her home. I will continue to recommend your services whenever I can! Once again Brian, thank you with assisting me in the sale of my home in Malden. I am thrilled to have moved to Florida and be working on my new home here without any weight of still owning a home up North.
Marsha Cummings Florida

"From EXPIRED to SOLD!!!"
I put my house on the Market with another Realtor. 6 months passed by and no success. The Contract Expired and I was very frustrated. I called Brian and that was my luck. When I saw Brian and Olga I trusted them right away and I believed my house will sell. They are very professional and supportive. By the end of the year I got the most desired gift - the Closing!
Thanks again, Manuel and Ana Ceron Revere, MA

"Should Have Hired the Flynn Team First!"
We went through 3 other agents before we hired the Flynn team No one advertised our home as much a the Flynn’s and the customer service I received from Brian and Olga was first class.
Patrick and Annette McMorrow Saugus, MA

The Truth About Mortgage Modifications

Mon, 02 Nov 2009 08:23:37 GMT

The Truth About Mortgage Modifications

The decisions you make as a homeowner today hold a profound impact on your financial future. However, it is important to safeguard yourself from misinformation and fraud. Get the facts regarding your situation and always have a contingency plan.

For those who qualify, a mortgage modification is the ideal remedy to their financial distress. I’ve prepared a FREE report on the truth about mortgage modifications to guide you through this important process. Simply provide your information below to get this valuable information, and feel free to pass it along to anyone who may need it. One homeowner lost to foreclosure is one too many!

As a Certified Distressed Property Expert, I have training and experience in providing solutions to homeowners facing financial hardship. Together, we can formulate a plan to get back on track.

If you have any unanswered questions, or your circumstances are urgent, please call me today.

Mortgage Crisis Easier

Solving Your Mortgage Crisis Just Got Easier

If you are having trouble making your mortgage payments, the strain of figuring out what to do can be overwhelming.

Why do it alone when you can have a dedicated, extensively trained professional on your side at no cost to you?

Both lenders and the federal government are putting new systems in place to help you avoid foreclosure. For access to free, detailed information explaining these programs, simply download the report below.

On this website, you can find information regarding all of your options. When you call me to find out what you can do to take advantage of these options, I will show you how having straightforward solutions to your mortgage challenge can help you to breathe a little easier.

For more specific information and to see if you qualify, please, call me today! The sooner you call the sooner you can breathe a sigh of relief!

On the Edge of Losing Your Home?

When you or someone you know is pushed to the edge of foreclosure, it is vital to know that you have options.

It is my duty as a real estate professional to reach out to distressed homeowners. As a CDPE designated agent, I have received extensive training to help homeowners avoid foreclosure.

I created this site to provide a lifeline of information regarding alternatives. From short sales to loan modifications, I can provide information to help.

For a free report on foreclosure alternatives, fill out the form below and click "Send." Take action today and avoid falling into foreclosure. I'm only a phone call or email away.

Missing Mortgage Payments? It's Never Too Late!

Missing Mortgage Payments?

It's Not Too Late!

According to Lender Processing Services (LPS), over 6.32 million homeowner missed their mortgage payments in April 2011. Another four million have missed more than three months of payments and are now considered seriously delinquent. If you or someone you care about is having difficulty making mortgage payments, you should know it's not too late to get help.

I created this website so homeowners could gather as much information as possible about a homeowner's options and what steps should be taken next. The free reports available on this site are phenomenal resources for you to learn more about how I can help overwhelmed homeowners overcome this temporary challenge in life.

Medford MA Avoiding Foreclosure - HAFA - HAMP - HARP - 2MP - Government Program Surveys

Government Program Surveys

Are You Eligible?

The government programs currently available to homeowners can be valuable resources, but only if you know which ones are right for your situation.

Find out now if you are eligible!

Feeling Financially Squeezed

Feeling Financially Squeezed?

Escape the Grip of Forecloure

If you are struggling with the emotional stranglehold of foreclosure, I'm here to help. With my assistance, we can start the process of putting you back on the path to stability.

As a CDPE, I have extensive training to serve the needs of homeowners in circumstances where they feel they have no options. The reality is that you have many.

Because millions of Americans are struggling with unaffordable mortgage payments, lenders are more than ever encouraged to work with homeowners to find a solution that benefits all parties.

To find out more about foreclosure alternatives that are available to you, click and download the free report I've created on this website.

Call me today. The sooner we get started the more time we'll have to devise a strategy to help you breathe a little easier and restore hope for the future.

Mortgage Payments Weighing You Down?

Give Yourself and Your Family the Gift of a Fresh Start to 2012!

If you've spent too much of 2011 living under the dark cloud of an unaffordable house payment, you're in good company. Current estimates are that more than 25 percent of all homeowners in this country would net less on the sale of their home than the amount they owe on their mortgage, and 6.3 million homeowners are in some stage of foreclosure.

The good news is that you have options. Helping homeowners to avoid foreclosure has actually emerged into the spotlight of as a national priority, with major banks, the Federal government and many state and local agencies offering more assistance than ever before to financially strapped homeowners.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I am tapped into the full scope of solutions for helping financially distressed homeowners to make a fresh start. If you'd like to learn more, I invite you to access my free report: "Mortgage Payments Weighing You Down? Give Yourself the Gift of a Fresh Start."

Contact me today and let's get started!

Don't Walk Away From Your Mortgage

Stop Don't Walk Away From Your Mortgage

At a Crossroads?

Walking away or "strategically defaulting" on your mortgage is not the answer. You will find that there is nothing strategic about foreclosure, especially when there are solutions to avoid it.

You should know that you have options, and that you are not alone. More than 25% of American homeowners now owe more than what their homes are worth, and millions more are having a hard time paying their mortgages.

I've developed a free, detailed report on foreclosure alternatives you can download below. Download it today and give yourself a green light for a solid financial future.

The sooner you take this step, the more time you'll have to act and move toward a more promising tomorrow.

Need a Helping Hand?

Compassion and connections to untangle your complicated mortgage challenges

If you or someone you care about is falling behind on your mortgage and owes more on your home than it is worth in today's market, you are not alone.

In fact, 6.3 million homeowners are in some stage of foreclosure right now.

As my recent report points out, there are currently 10.9 million homeowners in the United States who owe more on their mortgage than their home is worth in today's market.

Far too often, homeowners in this situation feel that they have no other choice but to let their home fall into foreclosure.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I am tapped into the best solutions for helping financially distressed homeowners to make a fresh start. If you'd like to learn more, I invite you to access my free report: "Need a Helping Hand? If the market and your mortgage have tossed you a curve, you are not alone."

Contact me today and let's get started!

Caution: Protect Yourself Against Mortgage Relief Scams

The Federal Trade Commission (FTC) has issued regulations protecting consumers against mortgage relief fraud. Due to the growing number of scams that are designed to take advantage of homeowners in distress, the government wants to make sure you won’t be a victim.

As a CDPE, I am fully compliant with the FTC regulations, and want to help you avoid being taken advantage of by unscrupulous individuals or companies, as well.

In fact, I’ve developed a free, detailed report that explains the warning signs of potentially fraudulent activity so you can protect yourself and the ones you love.

If you are facing an unaffordable mortgage and need help from someone you can trust, please contact me today.

I’m here to help.

Medford MA and North Shore Avoiding Foreclosure - HAFA - Understanding HAFA

Understanding HAFA

New Help Has Arrived!

The rising number of foreclosures in this country is simply too big to ignore. That is why a government-backed program has been released that aims at streamlining foreclosure avoidance options.

Please read this report to learn the facts, and contact me to begin your journey to a solid, stable tomorrow or Find out now if you are eligible!

7 Short Sale Myths

There are millions of homeowners just like you who are looking for answers and don’t know what to do. You’re not alone and you’re in the right place.

As a Certified Distressed Property Expert, I have training and experience in providing solutions to homeowners facing financial hardship. Despite my best efforts, there’s still an overwhelming amount of misinformation about the options available, especially short sales.

To give you a better idea of the short sale option, and to set straight some of the myths you may have heard, I’ve prepared a free report just for you - please fill out the information below to receive your free report. This report will clarify the following myths:

The Bank Would Rather Foreclose Than Bother With A Short Sale
You Must Be Behind On Your Mortgage To Negotiate A Short Sale
There Is Not Enough Time To Negotiate A Short Sale Before My Foreclosure
Listing My Home As A Short Sale Is An Embarrassment
Short Sales Are Impossible And Never Get Approved
Banks Are Waiting On A Bailout And Not Accepting Short Sales
Buyers Are Not Interested In Short Sale Properties

These ideas are potentially harmful to homeowners seeking real solutions. I hope you’ll review this information for yourself or share it with a homeowner in need.

In these times, we all need to know the truth to know how to get back on track.

If you have any additional concerns about this issue, or your circumstances are urgent, please give me a call.

Feeling Trapped by Your Mortgage?

Feeling trapped by your mortgage?

Education is the Key

If you or someone you know feels like a prisoner to unaffordable mortgage payments, you should know that education may be the key to financial freedom. You have options available that can help ease the worry of making payments or losing your home to foreclosure.

To find out more about the options you have to choose from, download the free report I've created at the bottom of this page.

In fact, this entire website has been created exclusively for homeowners like you who need a trusted source for viable solutions to foreclosure.

If you have questions about the information you find here, or would like to get started in creating a plan, call me today.

The more proactive we are, the better chance you'll have in finding financial freedom and stability.

Change the Course!

You Can Change the Course!

If you feel like shifting economic winds have not been in your favor lately, you are in good company. More than 6 million homeowners nationwide are in some stage of foreclosure.

If this is the case with you or someone you care about, you are all too aware of the stress and uncertainty that accompanies notices of default, unwanted phone calls and offers of help that turn out to be no help at all.

The fact is, the last thing your bank wants is to foreclose on your home. Banks are willing to negotiate, and you need someone on your side who is adept at negotiating with banks.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I am tapped into the best solutions for helping financially distressed homeowners to make a fresh start. If you'd like to learn more, I invite you to access my free report: "Change the Course! And Navigate Away from an Unmanageable Mortgage."

Contact me today and let's get started!

Your First Steps To Avoid Foreclosure

Your First Steps

In today’s market, 1 in 7 homeowners is having trouble paying the mortgage. More than 70% of these homeowners proceed without seeking assistance or getting the facts. Many do not even realize that foreclosure is a process, and that there is time to make decisions that may result in a better outcome.

You are not alone. Millions of other homeowners nationwide are in the same circumstances. To assist you, I’ve prepared a free report outlining the first steps a homeowner should take when facing a foreclosure.

Fill out your information below for this free report. Don’t hesitate. Get back on track today!

Avoiding Mortgage Modification Fraud

I Am An Agent Against Mortgage Fraud!

The last thing struggling homeowners need is to be victimized by fraud. Sadly, some people are preying on those who need help the most. Today, the real estate industry is the newest, biggest target for predatory schemes. In fact, the U.S. Attorney General, Eric Holder, stated that mortgage fraud cases are 400 percent higher than they were five years ago.

With nearly 1 in 6 homeowners unable to pay their mortgages, understand that you are not alone. Knowing your legitimate foreclosure-avoidance options is the best way to fight this terrible trend.

The report on this site will tell you how to avoid mortgage fraud schemes, as well as what solutions are available to you. Enter your information below and get the facts now!

Strategic Defaults are NOT Strategic

Walking Away Is NOT The Answer

You may have heard that a “strategic default” can be an appropriate and even beneficial reaction to an upside-down mortgage or impending foreclosure. While this idea is widespread, the truth is that default is never an easy road to choose, and rarely ever strategic.

Unfortunately, the ramifications of a “strategic default” are rarely explained, leaving many homeowners stranded on an island of misinformation. To assist you, I’ve prepared a free report outlining the myths and misrepresentations of strategic defaults.

Fill out your information below for this free report. Don’t hesitate. Get the facts today!

Brian D. Flynn (CDPE)

Medford MA Cash for Short Sales

Cash for Short Sales

Medford, MA-Why Fight Foreclosure Alone?

HAFA | HAMP | HARP | 2MP

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New Rules For Home Affordable Foreclosure Alternatives (HAFA)

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Avoiding Foreclosure Resource Reports

Understand your options and learn what you can do next.

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Avoid Foreclosure Rescue Scams

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The Truth About Mortgage Modifications

The Truth About Mortgage Modifications

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Missing Mortgage Payments? It's Never Too Late!

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It's Not Too Late!

Medford MA Avoiding Foreclosure - HAFA - HAMP - HARP - 2MP - Government Program Surveys

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Feeling Financially Squeezed?

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Don't Walk Away From Your Mortgage

Stop Don't Walk Away From Your Mortgage

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Caution: Protect Yourself Against Mortgage Relief Scams

Caution: Protect Yourself Against Mortgage Relief Scams

Medford MA and North Shore Avoiding Foreclosure - HAFA - Understanding HAFA

Understanding HAFA

7 Short Sale Myths

7 Short Sale Myths

Feeling Trapped by Your Mortgage?

Feeling trapped by your mortgage?

Education is the Key

Change the Course!

You Can Change the Course!

Your First Steps To Avoid Foreclosure

Your First Steps

Avoiding Mortgage Modification Fraud

Avoiding Mortgage Modification Fraud

Strategic Defaults are NOT Strategic

Walking Away Is NOT The Answer