Solano County CA-Short Sales SpecialistMortgage troubles? I can help ...http://hosted.cdpe.com/kimhelps5Surprising Housing Priceshttp://hosted.cdpe.com/kimhelps/Surprising-Housing-Prices.aspx <h1>Do you know how much you can get for your home? </h1> <p>It might be more than you think!</p> <p>The dynamics of today’s market have changed dramatically, and it has likely had an effect on how much your home is worth. In fact, people are lining up to buy properties today. As a homeowner, this puts you in an incredible position.</p> <p>I have a report That explains in detail why prices have gone up and why your home might be worth more than you think! The report is entitled “Surprising Home Prices,” and I believe you’ll be surprised by when you download and read the report. Once you are done, contact me today for a free market analysis.</p> http://hosted.cdpe.com/kimhelps/Surprising-Housing-Prices.aspxShort Sale vs. Foreclosurehttp://hosted.cdpe.com/kimhelps/Short-Sale-vs-Foreclosure.aspx <h1>Foreclosure or Short Sale: Understand the Differences</h1> <p>Underwater on your mortgage? Facing foreclosure? Avoiding foreclosure through a short sale can have many benefits for your future financial stability. </p> <p>I created this site to help spread the word about the options to avoiding foreclosure, and a short sale has many benefits. A successful short sale can reduce the damage to one's future loan eligibility, credit rating, employment, security clearance and more. </p> <p>For a free report on the differences between short sales and foreclosure, fill out the form below and click "Send". If your situation is urgent, feel free to contact me immediately. I'm ready to help you take action and secure a more secure financial future. </p> <p>As a CDPE-designated agent, I've been trained to pursue foreclosure alternatives, and I'm here to help. </p> http://hosted.cdpe.com/kimhelps/Short-Sale-vs-Foreclosure.aspxNeed a Helping Hand?http://hosted.cdpe.com/kimhelps/Need-a-Helping-Hand.aspx<h1>Compassion and connections to untangle your complicated mortgage challenges</h1> <p> If you or someone you care about is falling behind on your mortgage and owes more on your home than it is worth in today's market, you are not alone. </p> <p> In fact, 6.3 million homeowners are in some stage of foreclosure right now. </p> <p> As my recent report points out, there are currently 10.9 million homeowners in the United States who owe more on their mortgage than their home is worth in today's market. </p> <p> Far too often, homeowners in this situation feel that they have no other choice but to let their home fall into foreclosure. </p> <p> As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I am tapped into the best solutions for helping financially distressed homeowners to make a fresh start. If you'd like to learn more, I invite you to access my free report: "Need a Helping Hand? If the market and your mortgage have tossed you a curve, you are not alone." </p> <p> Contact me today and let's get started! </p>http://hosted.cdpe.com/kimhelps/Need-a-Helping-Hand.aspxMortgage Payments Weighing You Down?http://hosted.cdpe.com/kimhelps/Mortgage-Payments-Weighing-You-Down.aspx <h1>Give Yourself and Your Family the Gift of a Fresh Start to 2012!</h1> <p> If you've spent too much of 2011 living under the dark cloud of an unaffordable house payment, you're in good company. Current estimates are that more than 25 percent of all homeowners in this country would net less on the sale of their home than the amount they owe on their mortgage, and 6.3 million homeowners are in some stage of foreclosure. </p> <p> The good news is that you have options. Helping homeowners to avoid foreclosure has actually emerged into the spotlight of as a national priority, with major banks, the Federal government and many state and local agencies offering more assistance than ever before to financially strapped homeowners. </p> <p> As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I am tapped into the full scope of solutions for helping financially distressed homeowners to make a fresh start. If you'd like to learn more, I invite you to access my free report: "Mortgage Payments Weighing You Down? Give Yourself the Gift of a Fresh Start." </p> <p> Contact me today and let's get started! </p> http://hosted.cdpe.com/kimhelps/Mortgage-Payments-Weighing-You-Down.aspxWhat They Didn't Sayhttp://hosted.cdpe.com/kimhelps/What-They-Didnt-Say.aspx <h1>Why Selling Your Home Today May Be The Best Decision You Can Make </h1> <p> The real estate market has changed significantly in the last 12 months. Prices have gone up because there are more buyers than there are homes available for them to buy. It’s a simple fact, but one that many homeowners don’t recognize. There is an opportunity today that may not be around much longer. </p> <p> I have a report which explains in detail why prices have gone up and why your home might be worth more than you think! The report is entitled “What They Didn’t Say: The Truth About Your Home That Big Media Hasn’t Told You,” and I believe you’ll be surprised by when you download and read the report. Once you are done, contact me today for a free market analysis. </p> http://hosted.cdpe.com/kimhelps/What-They-Didnt-Say.aspxStruggling to Make Your Mortgagehttp://hosted.cdpe.com/kimhelps/Struggling-to-Make-Your-Mortgage.aspx <h1>Get Paid to Sell the Home You Can't Afford! </h1> <p> When the housing market crashed in 2008, millions of homeowners suddenly found themselves in danger of losing their homes to foreclosure. To help these homeowners, in 2009 the U.S. Treasury launched the Making Home Affordable (MHA) program, which is comprised of several subprograms designed to help distressed homeowners avoid foreclosure. </p> <p> One of the most talked about elements of the MHA program is the Home Affordable Foreclosure Alternatives program, or HAFA. The HAFA program creates options for homeowners who owe more on their mortgage than the property is worth and don't know what to do. Even better, it allows relocation assistance of $3,000 to be paid to eligible homeowners in this situation. </p> <p> To learn more, you can download my free report entitled "Struggling to Make Your Mortgage? Uncle Sam May Pay You to Sell Your House!"by filling out the form below. </p> <p> As a real estate professional with the Certified Distressed Property Expert (CDPE) designation, I offer all of my clients the benefit of the best expertise and insights when it comes to foreclosure avoidance. </p> http://hosted.cdpe.com/kimhelps/Struggling-to-Make-Your-Mortgage.aspxMortgage Crisis Easierhttp://hosted.cdpe.com/kimhelps/Mortgage-Crisis-Easier.aspx <h1>Solving Your Mortgage Crisis Just Got Easier</h1> <p> If you are having trouble making your mortgage payments, the strain of figuring out what to do can be overwhelming. </p> <p> Why do it alone when you can have a dedicated, extensively trained professional on your side at no cost to you? </p> <p> Both lenders and the federal government are putting new systems in place to help you avoid foreclosure. For access to free, detailed information explaining these programs, simply download the report below. </p> <p> On this website, you can find information regarding all of your options. When you call me to find out what you can do to take advantage of these options, I will show you how having straightforward solutions to your mortgage challenge can help you to breathe a little easier. </p> <p> For more specific information and to see if you qualify, please, call me today! The sooner you call the sooner you can breathe a sigh of relief! </p> http://hosted.cdpe.com/kimhelps/Mortgage-Crisis-Easier.aspxMortgage Relief Fraudhttp://hosted.cdpe.com/kimhelps/Mortgage-Relief-Fraud.aspx <h1>Don't Be the Next Victim of Mortgage Relief Fraud! </h1> <p> It's a sad but true fact that homeowners in danger of losing their homes are extremely vulnerable to scams. With more and more people in this situation, it has become increasingly common for con artists to devise schemes that take advantage of this vulnerability. </p> <p> The problem is that the solutions that these fraudsters approach homeowners with almost always have a grain of truth to them. They can sound a lot like the actual solutions that really can help homeowners, and it can be difficult to tell the difference between what is fake and what is real. </p> <p> That is why it is important to have a trained professional on your side. As a Certified Distressed Property Expert, or CDPE, I am uniquely trained to help you understand the difference between these scams and the real solutions that can actually help you protect your financial future. </p> <p> Download my free report, entitled, "Mortgage Fraud Alert!" on this page, and then contact me so I can answer any of your questions and help you navigate the process without becoming the next victim. </p> http://hosted.cdpe.com/kimhelps/Mortgage-Relief-Fraud.aspxForeclosure Alternatives Under The Magnifying Glasshttp://hosted.cdpe.com/kimhelps/Foreclosure-Alternatives-Under-The-Magnifying-Glass.aspx <h1>A closer look at popular options for foreclosure avoidance </h1> <p>If you or someone you know is being weighed down by an unmanageable mortgage, the key to getting through is educating yourself on the options. Unfortunately, there is so much information (and misinformation) out there that telling the myth from the reality can be difficult.</p> <p>I’ve created a free report designed to help you distinguish between the fact and fiction and it is available for you to download right here on this website. Download it, read it, and take the first step in finding a solution that is right for you.</p> <p> Then, contact me for a free, confidential consultation. </p> http://hosted.cdpe.com/kimhelps/Foreclosure-Alternatives-Under-The-Magnifying-Glass.aspxThe Miracle Housing Markethttp://hosted.cdpe.com/kimhelps/The-Miracle-Housing-Market.aspx <h1>Why Today is a great time to sell, and a great time to buy </h1> <p>If you or someone you know is being weighed down by an unmanageable mortgage, the key to getting through is educating yourself on the options. Unfortunately, there is so much information (and misinformation) out there that telling the myth from the reality can be difficult.</p> <p>I’ve created a free report designed to help you distinguish between the fact and fiction and it is available for you to download right here on this website. Download it, read it, and take the first step in finding a solution that is right for you.</p> <p> Then, contact me for a free, confidential consultation. </p> http://hosted.cdpe.com/kimhelps/The-Miracle-Housing-Market.aspxFending off Foreclosurehttp://hosted.cdpe.com/kimhelps/Fending-off-Foreclosure.aspx <h1>Real Stories from Real People </h1> <p>Millions of homeowners were affected by the collapse of the housing market. There are some, however, that sought out the help of an educated professional and were saved from the most dire of circumstances.</p> <p>I have a report on this site that tells the stories of three real homeowners who have faced foreclosure and who now have successful, happy lives. Read these stories. I am betting that you’ll identify with at least one of them. </p> <p>Download the free report, entitled “Fending Off Foreclosure,” on this page, and then contact me for a free, confidential consultation. Together, we will begin writing your success story.</p> http://hosted.cdpe.com/kimhelps/Fending-off-Foreclosure.aspxSave Your Financial Futurehttp://hosted.cdpe.com/kimhelps/Save-Your-Financial-Future.aspx <h1>Save Your Financial Future! </h1> <p> The real estate market has changed significantly in the last 12 months. While a lot of the news is positive, there are still people in our market that are in danger of losing their home to foreclosure. I don't want these homeowners to be ignored! </p> <p> I have a report entitled "Save Your Financial Future! 5 Ways to Beat Foreclosure and Avoid a Damaging Credit Collapse" which explains the options that are available to homeowners who are in distress. Download the report here, and then contact me to find out what options are best for you! </p> http://hosted.cdpe.com/kimhelps/Save-Your-Financial-Future.aspxEscape Your Unmanageable Mortgagehttp://hosted.cdpe.com/kimhelps/Escape-Your-Unmanageable-Mortgage.aspx <h1>Getting free doesn't have to mean running away. </h1> <p> Today, many homeowners find themselves unable to escape an unmanageable mortgage. Some of them are being given some bad advice. </p> <p> They are being told that walking away from their mortgage and letting the bank foreclose is their best possible option. It is called Strategic Default, and it has terrible consequences. </p> <p> As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I make it my mission to know the best possible options available to distressed homeowners for both their present AND their future. </p> <p> Read the report on my site entitled <i>Escape Your Unmanageable Mortgage:</i> Getting free doesn't have to mean running away. Then, call me and schedule your free, confidential consultation. </p> http://hosted.cdpe.com/kimhelps/Escape-Your-Unmanageable-Mortgage.aspxThe Robo-Signing Settlementhttp://hosted.cdpe.com/kimhelps/The-Robo-Signing-Settlement.aspx <h1>The Robo-Signing Settlement: How it can help you stay in your home! </h1> <p> The news has been abuzz in the past few weeks about the historic Robo-Signing Settlement reached between the government and five major lenders. The settlement raises lots of questions, but for homeowners who are in danger of losing their home there is only one: </p> <p> Can this settlement help me stay in my home? </p> <p> The answer: Possibly! But regardless of whether you meet the specific eligibility requirements of the settlement, it is important to remember one thing: </p> <p> <b> THERE ARE OPTIONS! </b> </p> <p> As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I have information about what this settlement means for distressed homeowners. </p> <p> If you or someone you care about is in danger of losing their home and think they have no options, contact me today for a <b>confidential consultation.</b> </P> http://hosted.cdpe.com/kimhelps/The-Robo-Signing-Settlement.aspx3 Reasons Your Home May Be Worth More Than You Thinkhttp://hosted.cdpe.com/kimhelps/3-Reasons-Your-Home-May-Be-Worth-More-Than-You-Think.aspx <h1>How much is your home worth? </h1> <p> Today's real estate market is very different than it was a year ago. Prices have increased rapidly over the past 6-8 months. If you or someone you know has a home in which they owed more on their mortgage than the property was worth, that may no longer be the case. Or perhaps you've just been waiting the market out for prices to increase. Well, that time has arrived.</p> <p> I have a report which explains in detail why prices have gone up and why your home might be worth more than you think! The report is entitled "3 Reasons Your Home May Be Worth More Than You Think," and I believe you'll be surprised by when you download and read the report. Once you are done, contact me today for a free market analysis. </p> http://hosted.cdpe.com/kimhelps/3-Reasons-Your-Home-May-Be-Worth-More-Than-You-Think.aspxIs Your Mortgage Payment Dragging You Down?http://hosted.cdpe.com/kimhelps/Is-your-mortgage-payment-dragging-you-down.aspx <h1>Is Your Mortgage Payment Dragging You Down?</h1> <p> One in seven mortgages in this country is headed toward foreclosure. </p> <p> If you or someone you care about is feeling burdened by a mortgage that is unaffordable, I can help. </p> <p> As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, it is my mission to help homeowners avoid the financial devastation of foreclosing on their home. In the process, I help them move forward on a positive path. If you'd like to learn more, I invite you to access my free report: Is Your Mortgage Payment Dragging You Down? </p> <p> As my report points out, there are currently 6.5 million mortgages in the country that are delinquent or in foreclosure. Stemming the tide of foreclosures has become a national priority because a foreclosure is nothing short of a disaster for all concerned – families, communities, the real estate market and the national economy as a whole. </p> <p> As a CDPE, I am tapped into the most up-to-date solutions for financially distressed homeowners, and am distinctly qualified to work with you to determine your best possible option. </p> <p> Contact me today and let's get started! </p> http://hosted.cdpe.com/kimhelps/Is-your-mortgage-payment-dragging-you-down.aspxAt the End of Your Rope?http://hosted.cdpe.com/kimhelps/At-the-End-of-Your-Rope.aspx <h1>At the End of Your Rope?</h1> <h2> Free report details 10 ways to alleviate the stress of an unaffordable mortgage payment. </h2> <p> Millions of homeowners across the nation are experiencing difficulties paying their mortgages. If you or someone you care about is feeling the stress of an unaffordable mortgage, please take the time to review the report found on this website. </p> <p> As a Certified Distressed Property Expert (CDPE), I've been extensively trained to counsel and guide homeowners through their options. There are dignified solutions available to help people get back on path to financial stability. My clients have found strength in the knowledge that they are able to take an active role in avoiding foreclosure. </p> <p> They know that avoiding foreclosure is key in providing for a brighter future. Foreclosure can wreak havoc on credit and affect current and future employment status in addition to many other long-lasting side effects. In the report, I demonstrate just how harmful foreclosure is in comparison to an extremely effective alternative called a short sale. </p> <p> I can help you or someone you care about create a strategy for living a life without the burden of missed payments. Call me today, and let's work together to put you back on the path of financial stability. </p> http://hosted.cdpe.com/kimhelps/At-the-End-of-Your-Rope.aspxFeeling Financially Squeezedhttp://hosted.cdpe.com/kimhelps/Feeling-Financially-Squeezed.aspx <h1>Feeling Financially Squeezed?</h1> <h2>Escape the Grip of Forecloure </h2> <p>If you are struggling with the emotional stranglehold of foreclosure, I'm here to help. With my assistance, we can start the process of putting you back on the path to stability. </p> <p>As a CDPE, I have extensive training to serve the needs of homeowners in circumstances where they feel they have no options. The reality is that you have many. </p> <p> Because millions of Americans are struggling with unaffordable mortgage payments, lenders are more than ever encouraged to work with homeowners to find a solution that benefits all parties. </p> <p> To find out more about foreclosure alternatives that are available to you, click and download the free report I've created on this website. </p> <p> Call me today. The sooner we get started the more time we'll have to devise a strategy to help you breathe a little easier and restore hope for the future. </p> http://hosted.cdpe.com/kimhelps/Feeling-Financially-Squeezed.aspxTime is Running Outhttp://hosted.cdpe.com/kimhelps/Time-Is-Running-Out.aspx <h1>Time is Running Out:<br> How the Mortgage Debt Relief Act Can Save Your Home </h1> <p> In 2007, the Mortgage Debt Relief Act was passed in an attempt to help the millions of homeowners who, due to the housing crisis and economic crash, suddenly found themselves in danger of losing their home to foreclosure. </p> <p> The act gave homeowners relief from the tax responsibility that accompanied forgiven debt or short sales. Often, these taxes would be more than most distressed homeowners could afford. </p> <p> At the end of 2012, the act will expire and homeowners will miss this once-in-a-lifetime chance to save themselves tens of thousands of dollars while freeing themselves from an unmanageable mortgage. </p> <p> The clock is ticking, but there is still time to change your financial situation and avoid foreclosure. As a Certified Distressed Property Expert (CDPE), I am uniquely qualified to guide you through your options and help you find the right one for your situation. </p> <p> Take a look around my site and read the free reports that are available. Write down any questions you have and then <b>call me today for your free, confidential consultation.</b> </p> http://hosted.cdpe.com/kimhelps/Time-Is-Running-Out.aspxLoan Mod Secretshttp://hosted.cdpe.com/kimhelps/Loan-Mod-Secrets.aspx <h1>Loan Modification Secrets </h1> <p> For some homeowners in danger of losing their home to foreclosure, there has been a lot of incomplete information out there. For example, many believe that a loan modification is a "cure-all" for distressed homeowners. While it is true that it can be a good option for some people, it isn't always the best solution. </p> <p> There are many more options available to homeowners. </p> <p> As a real estate professional with the Certified Distressed Property Expert (CDPE) designation, I have put together a list of 5 questions that anyone who is in danger of losing a home should ask before they make a decision. </p> <p> Take a look at the information on this site and download a copy of my report entitled "Loan Modification Secrets." Then Contact me <b>today</b> and schedule your free, confidential consultation. </p> http://hosted.cdpe.com/kimhelps/Loan-Mod-Secrets.aspxCrushing Youhttp://hosted.cdpe.com/kimhelps/Crushing-You.aspx <h1>Is the Strain of Foreclosure Crushing You? You have options! </h1> <p> A lot has changed since you bought your home. </p> <p> If you or someone you know are among the 10 million homeowners who are falling further behind every month because of an unmanageable mortgage payment, then that weight may feel unbearable. But there is actually some encouraging news: </p> <p> You have options, and foreclosure is not one of them! </p> <p> As a real estate professional with the Certified Distressed Property Expert (CDPE) designation, I offer all of my clients the benefit of the best expertise and insights when it comes to foreclosure avoidance. </p> <p> Take a look at my site and download a copy of my free report entitled "Is the Strain of Foreclosure Crushing You?" Then contact me for a free, confidential consultation. </p> http://hosted.cdpe.com/kimhelps/Crushing-You.aspxHousing Market Reboundhttp://hosted.cdpe.com/kimhelps/Housing-Market-Rebound.aspx <h1>Why there's never been a better time to sell your home! </h1> <p>Chances are, you aren’t here by accident. If you found your way to this website, it is likely that you were looking for information. Maybe you are a homeowner who needs help understanding their options. Maybe you want to know how much your home is currently worth. The good news is, you’ve found an agent with experience and education, which can make a huge difference in selling your home.</p> <p>I have a report that explains in detail why prices have gone up and why your home might be worth more than you think! The report is entitled “Housing Market Rebound,” and I believe you’ll be surprised when you download and read it. Once you are done, contact me today for a free market analysis.</p> http://hosted.cdpe.com/kimhelps/Housing-Market-Rebound.aspxCaution: Protect Yourself Against Mortgage Relief Scamshttp://hosted.cdpe.com/kimhelps/Caution-Protect-Yourself-Against-Mortgage-Relief-Scams.aspx <h1>Caution: Protect Yourself Against Mortgage Relief Scams</h1> <p> The Federal Trade Commission (FTC) has issued regulations protecting consumers against mortgage relief fraud. Due to the growing number of scams that are designed to take advantage of homeowners in distress, the government wants to make sure you won’t be a victim. </p> <p> As a CDPE, I am fully compliant with the FTC regulations, and want to help you avoid being taken advantage of by unscrupulous individuals or companies, as well. </p> <p> In fact, I’ve developed a free, detailed report that explains the warning signs of potentially fraudulent activity so you can protect yourself and the ones you love. </p> <p> If you are facing an unaffordable mortgage and need help from someone you can trust, please contact me today. </p> <p> I’m here to help. </p> http://hosted.cdpe.com/kimhelps/Caution-Protect-Yourself-Against-Mortgage-Relief-Scams.aspxMortgage Debt Reliefhttp://hosted.cdpe.com/kimhelps/Mortgage-Debt-Relief.aspx <h1>Not All Sunsets are Beautiful... </h1> <p> In 2007, the Mortgage Debt Relief Act was passed in an attempt to help the millions of homeowners who, due to the housing crisis and economic crash, suddenly found themselves in danger of losing their home to foreclosure. </p> <p> The act gave homeowners relief from the tax responsibility that accompanied forgiven debt or short sales. Often, these taxes would be more than most distressed homeowners could afford. </p> <p> At the end of 2012, the act will expire. There is a bill in Congress that would extend it, but it is unclear if it will pass. Homeowners who wait could miss this once-in-a-lifetime chance to save themselves tens of thousands of dollars while freeing themselves from an unmanageable mortgage. </p> <p> The clock is ticking, but there is still time to change your financial situation and avoid foreclosure. As a Certified Distressed Property Expert (CDPE), I am uniquely qualified to guide you through your options and help you find the right one for your situation. </p> <p> Take a look around my site and read the free reports that are available. Write down any questions you have and then <b>call me today for your free, confidential consultation.</b> </p> http://hosted.cdpe.com/kimhelps/Mortgage-Debt-Relief.aspxCredit Score Issueshttp://hosted.cdpe.com/kimhelps/Credit-Score-Issues.aspx <h1>Don't Let Your Credit Score Drop Unnecessarily</h1> <p>Avoiding foreclosure now could make or break your attempts to get a loan in the near future and determine whether you can get affordable interest rates. </p> <p>That's why I've made this site available for anyone in our community struggling with mortgage payments. Foreclosure alternatives like short sales and deeds-in-lieu allow homeowners to avoid many of the damaging effects of foreclosure. In addition, short sales may have less of an impact on credit scores than foreclosure. </p> <p>To get all the information on how these options affect your credit score, fill out the form below and click "Send". If you need immediate assistance, contact me right away. </p> <p>I'm here to assist you. </p> http://hosted.cdpe.com/kimhelps/Credit-Score-Issues.aspx